The simple, free way to resolve accounts in collections

Message debt collectors, compare repayment options, be in control

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Speak with debt collectors on your terms

Have simple conversations at your convenience, without worrying about people stealing your personal information or financial data.

Sure! I found your account. Are you ready to pay it?

Hi, I got a letter about an old account. Can you help?

Do you have payment plans available?

Yes! Here are some options that you can pick from.

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Message verified collectors

We make sure that every debt collector on Kredit is a legitimate business that's licensed by regulators who's job it is to keep you safe.

Pick between repayment options that work for you

Most firms can propose several flexible options to choose from. You decide which one you can afford and pick the timing that works bet for you.

Pick between repayment options that work for you

Most firms can propose several flexible options to choose from. You decide which one you can afford and pick the timing that works best for you.

Organize your conversations in one place

No more calling random numbers or logging into confusing websites. Kredit lets you talk to any firm you need to in one place.

Private and Secure

No Harrasment
Tell debt collectors when and how you want to talk with them.
On the record
Get everything in writing, keep everyone on the same page.
Complete privacy
We will never share your info without your consent.
Strong encryption
We use bank-level security with 256-bit SSL encryption.

Get in control of your debt

Kredit is here to accelerate your financial recovery

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Talking about debt shouldn't be difficult

Learn about your rights and options.