The simple, free way to resolve accounts in collections.

Message debt collectors, compare repayment options, be in control.
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Message verified collectors

Kredit makes sure every debt collector on its platform is a legitimate business that's licensed by regulators whose job it is to keep you safe.

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Pick between repayment options that work for you

Most firms can propose several flexible options to choose from. You decide which one you can afford and pick the timing that works best for you.

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Organize your conversations in one place

No more calling random numbers or logging into confusing websites. Kredit lets you talk to any firm you need to in one place.

Private and Secure

No harassment
Tell debt collectors when and how you want to talk with them.
On the record
Get everything in writing and keep everyone on the same page.
Complete privacy
We will never share your info without your consent.
Strong encryption
We use bank-level security with 256-bit SSL encryption.

Frequently Asked Questions

Is Kredit a collection agency?

No, Kredit is not a collection agency. We are a technology platform that helps individuals and debt collectors directly resolve accounts with each other in a safe and digital space.

How does Kredit keep my financial data safe?

Kredit uses bank-grade security measures to keep all of your information safe and secure. All financial data and communications within the Kredit platform are fully encrypted.

Does Kredit verify that debt collectors on its platform are legitimate?

Yes, all debt collectors accessible through Kredit have been verified and have the appropriate licenses from regulators to operate.

Does Kredit share my contact information with debt collectors?

No, your contact information will only be provided to a debt collector if you explicit direct Kredit to share it.

Does Kredit charge me fees?

No! Kredit does not charge any fees to individuals. Businesses cover the cost of you resolving accounts through the Kredit platform.