The simple, free way to resolve accounts in collections.



Message verified collectors
Kredit makes sure every debt collector on its platform is a legitimate business that's licensed by regulators whose job it is to keep you safe.


Pick between repayment options that work for you
Most firms can propose several flexible options to choose from. You decide which one you can afford and pick the timing that works best for you.


Organize your conversations in one place
No more calling random numbers or logging into confusing websites. Kredit lets you talk to any firm you need to in one place.
Private and Secure


On the record

Complete privacy

Strong encryption
Frequently Asked Questions
No, Kredit is not a collection agency. We are a technology platform that helps individuals and debt collectors directly resolve accounts with each other in a safe and digital space.
Kredit uses bank-grade security measures to keep all of your information safe and secure. All financial data and communications within the Kredit platform are fully encrypted.
Yes, all debt collectors accessible through Kredit have been verified and have the appropriate licenses from regulators to operate.
No, your contact information will only be provided to a debt collector if you explicitly direct Kredit to share it.
No! Kredit does not charge any fees to individuals. Businesses cover the cost of you resolving accounts through the Kredit platform.